• 10
  Mar
  2010

• Tourist Insurance: Don’t Leave Home Without It

  
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About now, the U.S. weather is clearing up, and plans of visits to the U.S. are being drawn in many homes across the world. Some of these homes will consider U.S. tourist insurance seriously, while others will think that an unnecessary expense. That might well be the difference between having a pleasant and enjoyable trip, and having a bitter experience to bring back home.

Consider that the typical costs of healthcare in the U.S. are among the highest in the world. In this situation, hospitals are not required by law to treat you unless you are able to pay. Unfortunately, this means that if you suffer from a sudden illness that is not life-threatening, you could potentially be refused treatment, until you showed proof of the ability to pay for your medical treatment.

Purchasing insurance for U.S. tourists is not a prerequisite for entry into the U.S. However, if you happen to contract an infection, or even a hairline fracture when in the U.S., your medical bills will soon turn into a nightmare, and so, it is best to be prepared with tourist insurance.

For less than the price of a bagel a day, you will be able to cover yourself against medical problems and accidents. Typical U.S. tourist insurance benefits include inpatient and outpatient care including ambulance services, prescription medication, diagnostic tests, and surgery costs, AD&D, and repatriation of remains.

• 24
  Feb
  2010

• Make a Majestic Move With Insurance

  
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Recent reports have some disturbing news for seniors who are looking to live the traveling life—travel insurance companies are mulling setting more stringent age rules for international tourist travel insurance. However, seniors with itchy feet need not despair—several plans offer great value for the senior traveler.

Unfortunately, the maximum benefit offered to the senior traveler over 79 years of age is usually in the range of $15,000. However, the Liaison Majestic plan offers a $20,000 maximum benefit for those who are over 79 years. The plan also offers two maximum benefit levels for those who are between 70 and 79 years of age—$60,000 and $125,000.

The Liaison Majestic plan provides six options for the payable deductible, from no deductible up to $2,500. The coinsurance payable by the planholder within the United States and Canada is 10% upto $5,000 and then 100% up to the selected benefit maximum. In case of international travel outside the U.S. and Canada, the plan pays 100% of the covered amount after the deductible.

In addition to coverage of sudden illnesses and accidents, the Liaison Majestic plan also offers home country coverage for incidental trips to the home country, and continuation of coverage for a brief period after the plan holder’s return home. Emergency political evacuation, return of unattended minor children home in case the adult plan holder is hospitalized, and return of mortal remains are all covered.

• 17
  Feb
  2010

• Ski Down Ice and Sand With Confidence!

  
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If you’ve booked your tickets to the Dubai Shopping Festival, and cannot tear yourself away from coverage of the Winter Olympics, you might think you are visiting the wrong side of the world this time of year. Worry not, though: You might still be able to brag that you had a skiing accident in Dubai (all the more reason to get that tourist insurance for UAE)!

Ski Dubai is the UAE’s best-known indoor ski resort that is a testimony to the engineering feats of humankind. Located in the Mall of the Emirates, the resort provides man-made snow through the year.

Remember, however that if you do sustain an injury when skiing on the indoor slopes, your regular travel insurance may not allow the expense. You will need extra hazardous sports coverage for skiing. Most UAE tourist insurance plans offer additional coverage for adventurous sports, which includes skiing.

While you have the additional coverage, you might also want to try a desert safari. It is one of the best ways to experience first-hand what desert life is really like. What’s more, for a unique experience, you can try your hand (or feet) at sand skiing!

• 10
  Feb
  2010

• Touring Insurance: Why Do I Need It?

  
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In a recent survey, more than 50% of travelers said that they thought the expense they regretted the most was the insurance for touring that they purchased. While this may seem natural and logical, touring insurance, commonly called travel insurance, is best used when it is unused.

Consider the fact that traveling abroad is fraught with all sorts of stress and complications as is. The typical overseas trip lasts 10 days, and schedules are usually packed. Overseas travel also usually contains trips to more than one country, especially travel to Europe. It is no secret that overseas travel takes a big bite out of your pocket as well.

In to this situation, introduce a sudden infection that you contract when traveling. That means your schedule might be postponed a bit. Else, you might forge ahead, trying to self-medicate. The best recourse, needless to say, is to receive medical attention as soon as possible. The more sudden the illness, the more need you have for touring insurance with trip cancellation insurance benefits.

While an unused insurance plan may seem like a waste of money, remember that a used insurance plan indicates problems in health and travel, and there is no value that can really be put on the peace of mind that touring insurance provides us.