• 03
  Jul
  2009

• Tourist insurance for weekend trips

  
  Filed Under: News
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Many visitors think that tourist insurance is required only if the overseas trip extends for a long holiday period. For example, most tourists purchase an all inclusive tourist insurance policy while planning a vacation abroad.
However, a survey report says that many overseas travellers do not give importance to tourist insurance coverage during any short overseas trips over the weekend. For example, if people plan a vacation for a ferry trip to Brussels or France, they generally overlook the tourist insurance plan aspect.

Experts say that visitors neglecting to cover their families with tourist insurance even during such short duration trips are putting their family into high risk of any unforeseen emergencies that may crop up during the short stay leading to huge expenses.

In addition, many tourists who purchase a low cost tourist insurance plan jeopardize it by not disclosing the medical history conditions of any ailments, injuries or diseases at the time of purchasing the tourist insurance plan.

A recent research done on this aspect revealed a shocking fact that about a million travellers who had ongoing medical ailments did not inform their insurance company while purchasing the tourist insurance policy. Almost 500,000 overseas tourists with serious medical conditions had surprisingly opted out of purchasing a policy at all!

• 01
  Jul
  2009

• Alcohol consumption can prevent you from claiming insurance

  
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Holidaymakers who are on the bliss of enjoying life should think twice before losing their control due to the consumption of excess alcohol. This is because the exclusions document of any tourist insurance policy mentions that expenses that arise due to injuries or accidents arising because of consumption of alcohol would not be paid back even if the claim are filed. The insurance provider has the rights to reject such claims. Surprisingly, almost 70% of the people who are on vacation are unaware of this fact.

Survey reports revealed that a huge percentage of individuals were not aware that they may have to foot the bill from their pockets if they meet with the accident due to drunken drinking. Almost 80% of the tourists reported that they normally get drunk while vacationing.

In addition, tourist insurance providers have not fixed any alcohol percentage as ‘acceptable’. This means that even if you are not too drunk but have fallen down from the stairs or broken are bone, you may not be paid for your medical expenses!

This strong message is also in the case of losing personal belongings like cameras, mobile phones and passports. Such claims are also found to be strongly rejected by the tourist insurance providers.