• 05
  Oct
  2009

• Risks covered by international travel insurance

  
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International travel gives rise to a set of problems that are unpredictable but not uncommon. Every year, there are cases documented, registered and filed where insurance covers have protected a lot of people from getting into huge financial burden.

Hence, tourist travel insurance serves as a protective shield for some of the known travel risks and covers the insured for these problems if they are in need

Some of the common risks of international travel include

Baggage loss or delay

Trip interruption / cancellation

Delayed or cancelled flights

Accidents, illness and injuries

Sudden death of the insured due to unforeseen emergencies

Theft or loss of belongings like wallet, expensive items, medications, travel documents, passport or ID card

Injuries during adventure or winter sports and other hazardous activities

War, terrorism, crime or civil unrest in the destination country

Emergency medical evacuation requirements during certain unexpected exigencies

Disruption of trip due to undesirable weather conditions

For individuals requiring most of the above coverage, it is beneficial to buy a comprehensive policy. Otherwise, you can choose a basic international travel insurance plan and pick and choose other components as rider policies.