• 30
  Nov
  2009

• Welcome to China, have a healthy stay

  
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Think China, and the first word that comes to mind is haunting oriental music, hakka noodles, martial artists, monks, pointy-roofed buildings, Hong Kong movies, calligraphy, acupuncture... Well, that's a lot of words. But, then to try and think of a civilization as old as China (and the world's most populous country) in just a word is very nearly impossible.

Visiting China is an experience in itself. Language might become a barrier for many, but the culture makes up for it. Hospitals in bigger cities are usually among the best in the world, and those in rural provinces are catching up fast too. Many tourists insurance policies are accepted too.

China has in store a lot for every kind of traveler. Be it the religiously inclined or with an architectural bent of mind. Be it one interested in kung fu or Ming vases. A casual visitor or an academic. Everyone has something to look forward here.

When traveling to China, it makes sense to carry a specially crafted China tourist insurance policy. In a country where language is a known barrier and currency conversions are a bit complicated, it is best to stay covered under the umbrella of an insurance policy.

• 27
  Nov
  2009

• India - the magic and the mosquitoes

  
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India is a magical place. A place for a billion people speaking hundreds of dialects, a place where tradition and technology seamlessly meet. One needs to look beyond the cattle and beggars on the street, and slums too, to understand and assimilate the magic that permeates India.

Ever since Columbus set out to find India, and ended up discovering America to this day and for millenniums before, it is a land that has charmed one and all. Everyone who visits India comes back with a mixed bag of memories. Many have, unfortunately, returned with Malaria too. Make sure that you always travel with a specially created Indian tourists insurance policy.

Yes, India is also home to the female anopheles mosquito, the carrier for malaria-causing microbes. While it is relatively easy to protect oneself against its bites (all it needs is a good mosquito net), some tourists are unfortunate enough to be bitten by an industrious mosquito bent on spreading the disease.

In spite of all the precautions, if you do get infected, fret not, for malaria is 100% curable. It might cost you a bit, but then that can easily be taken of by a good tourists insurance.

• 16
  Nov
  2009

• International Travel insurance – Plan Choices

  
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International travel insurance plans are divided into various types based on the needs of the traveller.

International travel insurance package plans:
This is a comprehensive travel insurance policy providing a variety of important coverage encompassed in a single package for the benefit of the travellers. Some of the common benefits offered by these plans include – Emergency medical assistance, trip cancellation and interruption, medical evacuation and baggage insurance. Individuals can choose from basic coverage limits to premium coverage choices. They are highly suitable for business and holiday travellers, cruise vacationers, senior citizen as well as families who are planning on a trip abroad.

International travel medical insurance plans:
This is typically chosen by travellers who are leaving their homeland for a short duration or even up to a year. The tourist medical insurance plans cover for medical evacuation and emergency medical assistance round the clock. They are generally chosen by US citizens leaving their homeland for assignments abroad or foreigners visiting the US.

Specialized coverage plans
There are certain policies which are dedicated to specialized benefits like flight accident insurance, annual travel insurance, evacuation plans, accidental death insurance and so on.

• 15
  Nov
  2009

• International Travel Insurance - Deciding between need and luxury

  
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The tough financial times which has affected all the people across the globe has forced many individuals and families to cut the costs incurred for insuring their family. This is a natural thought that goes around for many of the breadwinners but one has to step back and analyze what would happen if they were to incur a huge financial expense that could hit their pocket in a large way.

The gloomy economic climate would again threaten and make the financial status worse. A simple surgery or a minor injury could cost thousands of dollars. That would be the time one would regret on cutting back on some important priorities.

People should realize that family insurance policies for exigencies are not ‘nice’ to have. They are an absolute need to secure against unforeseen exigencies.

Reports reveal that a huge percent of the population has cut down their expenses for insurance cover or allowed their existing policies to lapse. This is not a healthy sign as these individuals are taking bigger risks by not protecting their families in case of crisis thereby putting a greater stress on their already troubled financial situation.