• 28
  Jul
  2009

• Annual tourist insurance for frequent travellers

  
  Filed Under: Blogging
  0 comments, add yours

Insurance providers have come up with policies which cater to frequent travellers who need not keep purchasing tourist insurance plans every time they travel.

A tourist insurance policy is absolutely necessary to protect oneself from travel risks. This includes medical expenses, evacuation, surgeries, treatments, doctor consultation charges and prescription drugs depending on the coverage benefits you choose.

Especially during overseas travel where you may find it very difficult to communicate in case you do not know the local language, the international tourist insurance policy is your only savior. In case you have already bought tourist insurance plan, check whether it provides only domestic coverage or protects you during an international travel also.

Annual tourist insurance policies cover you for multiple trips throughout the year and specify the number of trips covered in a single plan. It is definitely cost effective compared to purchasing individual international tourist insurance policies before every trip.These policies are available for individuals, groups and families and can be purchased both for business as well as tourist reasons.

The minimum distance of the destination trip is specified in every policy and is generally between 20 – 100 miles per trip.On purchasing such annual coverage policies, you can also avail 24-hour assistance from your insurance provider in case of any emergencies.

• 27
  Jul
  2009

• Purchasing Tourist Insurance Online - Tips

  
  Filed Under: Blogging
  0 comments, add yours

Booking your tourist insurance online has a lot of advantages. The policies get booked in a few minutes within a few clicks of the mouse. The reminder notice for renewal reaches your inbox a few days before expiry and renewal is very simple. You save a lot of time, paper work and travel.

Try and locate and online insurance broker. He would narrow down your options by studying your requirements and help you to finalize a suitable policy at affordable prices. He would be aware of deals and the various ways to reduce the cost of purchase.Read the “about us” section in the website.

Browse around for customer reviews, feedbacks, client list, experience, rating of the company in the market, customer-friendliness, fastness in processing claims, number of complaints filed and resolved, etc… which establishes the credibility of the company.

The FAQ section is another useful page to go through that may answer critical questions and the terms and conditions under which the company deals with the customers.

Gather information as to which company has underwritten the policies.

Look out for free-quote forms to receive instant pricing over email.

Buy from a site that has secure payment mode.

This would ensure that sensitive information does not reach the wrong hands.

• 24
  Jul
  2009

• Visitor Medical Insurance and Schengen Visa for tourists to Europe

  
  Filed Under: News
  0 comments, add yours

Residents of the US who hold citizenship of some other country can travel easily to 15 countries in Europe with Schengen visa. The extensive visa requirements include adequate proof of coverage of the traveller(s) with and international visitor medical insurance during the stay at any of the participating countries of the Schengen visa.

The other advantage of Schengen visa is that you can avoid the inconvenience of getting 15 different visas for 15 different countries. This means that once you obtain the Schengen visa, you can choose to travel to any of the participating countries without any hassles.

Schengen visa allows you to travel to Italy, Denmark, Sweden, Norway, Austria, Netherlands, Greece, Portugal, Luxembourg, France, Iceland, Belgium, Spain, Germany and Finland.

The visa also requires you to prove adequate coverage for various travel risks including repatriation and emergency medical assistance or hospitalization requirements. In case of a group of family, insurance coverage should be taken for the entire group of all the family members.

In addition, the validity of coverage for the entire duration of stay in any or all the European countries participating in Schengen visa would be assessed. You may also have to enquire the minimum coverage limit required for obtaining the visa by consulting your nearest embassy or consulate.

• 24
  Jul
  2009

• Instant International Medical Insurance purchase

  
  Filed Under: News
  0 comments, add yours

International students planning to study in the US can instantly purchase a suitable international medical insurance plan within a few clicks of the mouse. On purchasing the policy online, you would receive confirmation instantly over email. Otherwise, interested students can request for a free quote online for checking the rates and coverage benefits. Online renewal facility is also provided to the student in case the policy allows renewal upon expiry.

International students can also check with their university or college about the recommended as well as the required medical coverage. You may choose to purchase the recommended plan or shop around the net for a better deal provided your coverage criteria is met in the alternate insurance plan. You may also contact the alumni of the university where you have got admission and get their opinion on a suitable international medical insurance plan.

While some of the visitor medical insurance plans are flexible with the minimum period of purchase, some insurance plans require the individual to buy the policy at least for 12 months. Depending on the duration of stay, students can purchase a suitable visitor medical insurance policy.

International students who are planning to take their family or dependants along with them can purchase insurance for the entire family together in order to get best deals.