• 19
  Jul
  2009

• European Health Insurance Card – not a replacement for tourist insurance

  
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With the economic downturn at its peak, people are cutting down the duration of the vacation as well as the coverage benefits on the tourist insurance policy in order to save money on insurance coverage premiums that have reached a skyrocketing level in the recent years. This is however not a diligent step considering the fact that the health care costs is on the rise continuously every year as well as medical expenses outside your homeland could be too expensive for you to handle from your personal pocket.

The average claim for health care is increasing every year and this phenomenon is expected to continue for a few years to come due to further expected increase of health care costs. People travelling to Europe should not rely only on EHIC - European Health Insurance Card as this is useful to cover only the basic costs and may not be sufficient for other unforeseen circumstances like medical evacuation. This cannot serve as a replacement for tourist insurance plans which offers more extensive coverage for severe medical exigencies which cannot be handled at a personal level by an average working class citizen.

Hence, every traveller should consider availing insurance coverage for him and the entire family through a tourist insurance plan that would suit the appropriate needs.

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