• 20
  Jul
  2009

• Insurance for cruise travellers

  
  Filed Under: News

A cruise experience sounds exciting for many and one can look forward to incredible food, pampering and entertainment. However, cruise travellers should be prepared for any medical exigencies and protect themselves from the possibility of incurring expenses due to medical treatment in case of any injury, illness or evacuation needs.

According to a survey, about 18% of the cruise travellers get injured and about 69% of them need immediate medical help. In addition to hangovers and sunburns, there are a variety of serious medical conditions that may arise and medical care is available overboard for the travellers.

Some examples of serious exigencies include stroke, traveller’s diarrhoea, respiratory tract infection, broken hip, sprained ankle or even heart attack. Hence cruise travellers are advised to undergo general routine physical examinations and be up-to-date with recommended immunizations before travelling.

In addition, it is important to avail tourist insurance coverageon cruises for evacuation and medical exigencies as sometime, medical helicopter ambulance is needed for disembarking certain passengers in case of diseases that may be life-threatening or communicable in nature.

The insurance plan should also provide worldwide assistance throughout the year and also cover medical transportation. Communication of the treatment should be reported to doctors at the homeland of the insured and assistance may be required to send any important messages to friends and families when required.

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