Tourists Blog
Thursday, February 09, 2012
- 10
Sep
2008 -
Insurance for Visitor - Pre-existing Conditions Coverage
Filed Under: Tourist Health Insurance
There is encouraging news for visitors to the US looking for emergency coverage for a sudden flare up of a pre existing condition. Most insurance plans expressly exclude any coverage for medical expenses arising out of a pre existing condition. A newly enhanced Atlas America plan offers for insureds below age 70 up to $15,000 in coverage for medical expenses arising due to a sudden acute onset of a pre existing condition.
It is important to understand the common definition for a pre existing condition first. It can be explained as an ailment or condition that was present prior to the start of the plan. Typically, ailments that manifested (regardless of being treated or not treated) 24 months prior to the start of the plan are considered as pre-existing conditions and hence excluded from coverage.
