• 30
  Sep
  2009

• International travel medical insurance – basic coverage benefits

  
  Filed Under: Blogging

When you buy an tourist travel insurance plan, you need to look for some basic important coverage benefits that would be of priority in case of an emergency in any international travel.

Basic travel medical insurance plans cover for accident, illness and emergency medical care. Typically, a comprehensive visitor medical insurance policy should ideally offer the same medical benefits as the domestic medical insurance coverage plans in case the duration of stay abroad is for a long time

The following are some of the suggested coverage benefits that should not be compromised

• In-patient and out-patient admission


• 24-hour emergency medical assistance


• Prescription drugs coverage


• Doctor consultation charges (include the flexibility of consulting a medical practitioner outside the network)


• Surgeries


• Diagnostic tests, Laboratory tests and x-rays


• Dental and ortho-care


• Pregnancy and maternity coverage (for expectant mothers)


• Emergency evacuation and repatriation benefits


• Private nursing care (in case of aged people)


• Accidental death and dismemberment benefits

Before finalizing on the insurance policy, read the terms and conditions and exclusions section of the policy document.

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