• zTourists Blog

  • Friday, September 10, 2010



Recent reports have some disturbing news for seniors who are looking to live the traveling life—travel insurance companies are mulling setting more stringent age rules for international tourist travel insurance. However, seniors with itchy feet need not despair—several plans offer great value for the senior traveler.

Unfortunately, the maximum benefit offered to the senior traveler over 79 years of age is usually in the range of $15,000. However, the Liaison Majestic plan offers a $20,000 maximum benefit for those who are over 79 years. The plan also offers two maximum benefit levels for those who are between 70 and 79 years of age—$60,000 and $125,000.

The Liaison Majestic plan provides six options for the payable deductible, from no deductible up to $2,500. The coinsurance payable by the planholder within the United States and Canada is 10% upto $5,000 and then 100% up to the selected benefit maximum. In case of international travel outside the U.S. and Canada, the plan pays 100% of the covered amount after the deductible.

In addition to coverage of sudden illnesses and accidents, the Liaison Majestic plan also offers home country coverage for incidental trips to the home country, and continuation of coverage for a brief period after the plan holder’s return home. Emergency political evacuation, return of unattended minor children home in case the adult plan holder is hospitalized, and return of mortal remains are all covered.

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